Have You Ever Done a Worth Checkup?

Photo by Stuart Miles at www.freedigitalphotos.net
Photo by Stuart Miles at www.freedigitalphotos.net

Taking a worth checkup is not something we think about often. There are all kinds of checkups online or otherwise: health, brain, marriage, financial checkups, and self-worth to name a few.

In the business world we look at financial statements to determine how much a business is worth in terms of financial health. Are net assets greater than liabilities? If so then the company may be in better financial state. Liquid assets are different from capital assets so it’s important to study the balance sheet in detail. The worth of a business is determined by subtracting the liabilities from the assets. If the net assets are greater than liabilities then the company has net worth or value.

Net Worth Checkup

            Individuals should also do a checkup of their net worth every once in a while at least annually. What for? To determine where the family or individual is financially is important for planning the future. You will need it if you are applying for mortgage or line of credit. Young people have plans to purchase their first home so saving is necessary as well as keeping a good credit score. Whether young or old, people need to know the big picture of their finances. Some live with cash only and others live with credit cards only. Using credit cards is okay as long as they don’t control our spending. We need to control the cards by paying in full at the end of the month.

            There is value in diamonds and gold. What about stocks and real estate? All of these assets create worth. In finding net worth, we must know the dollar value of items. Maybe you don’t know the value of an heirloom that sits in the bottom drawer?

Everything in the world’s system is measured in terms of monetary value. But in God’s kingdom worth is measured differently.

Net Worth In God’s Economy

            Can we put a dollar value on our worth as a person? You are worth more than diamonds, gold or even sparrows. Intangible assets on a balance sheet are calculated by educated guesswork of how much the business has goodwill for instance. Does the company have potential to deliver on its promises for the future?

            In God’s business His promises are reliable and true. He promised us that He would never leave us and He would supply all our needs. Providing for wants is a bonus. Companies sometimes give bonuses at Christmas time. Most people in North America enjoy living beyond basic needs. We have more stuff than what we need.

Wisdom Worth More Than Pure Gold

            How can you measure the love of God? He gave us the Word. It’s the last will and testament. In Psalm 19:10 we find that His teachings on wisdom are worth more than pure gold. He even talks about monetary assets.

            Worth as a noun refers to “a quality that renders something desirable, useful and valuable.” It is usually measured by a monetary or market value.

            The other meaning of worth refers to a person of great worth which commands respect and esteem.


            A person of low self-esteem considers himself or herself not worthy to others. But Jesus died for us to give us worth and a life plan. He sees us with value. We are much more valuable than sparrows to God. He has redeemed us and given us all the worth we need. We don’t need to depend on our financial net worth or our skills to make us useful. We must accept that He loves us just because we are unique, and we don’t have to earn it.

            We are more valuable than we think. We are worth more than diamonds or rubies. God loved us so much He gave His only son. We can see ourselves as valuable not only to God but to ourselves and others.

            Self-worth is not based on monetary value; it’s based on accepting God’s love and the price He paid for our redemption.

Why don’t you take a personal checkup of your self-worth? Are there signs that you value yourself less than you did last week or yesterday? Do you feel that you have resorted to negative thinking? Are your negative thoughts about yourself greater than the positive ones? Maybe you need a checkup on how valuable you are to yourself, to God and to others.

For you know that it was not with perishable things such as silver or gold that you were redeemed….but with the precious blood of Christ… 1 Peter 1:18-19 NIV

I would love to hear from you. Leave a comment or email privately.

Pirkko Rytkonen

Wife, mother, and grandmother. Christ follower and seeker of truth. Blogging to inspire and encourage others.

Back to top